Certificate of Deposit

Our Certificates of Deposits offer guaranteed yields and the safety of FDIC insurance.  You’ll know exactly what return you’ll get and when you’ll get it.  That’s because you lock in a high yield that’s guaranteed from the day you open the account until the day it matures.

We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind. And, you can open a CD for as little as $1000. To help you decide which CD will best meet your needs, take our One-Minute Certificate of Deposit Test. Then request a CD quote from one of our Customer Services Representatives today at 830-792-1950.

Multi-Million Dollar FDIC Insurance through CDARS

A Great Service for Large Deposit InvestorsWe are part of a special network called CDARS (the Certificate of Deposit Account Registry Service Network).  When you make a large deposit with us, we place your funds into CDs issued by other banks in the network so that your principal and interest are eligible for increased FDIC protection.  As a result, you can receive FDIC coverage from many banks while working directly with only us.

This service can offer you significant benefits:

  • One Bank: Avoid the hassle of opening accounts at multiple banks.  Access multi-million-dollar FDIC insurance coverage by working directly with just us, a bank you know and trust.
  • One Rate: Earn one rate for each CD maturity you choose and enjoy the option of reinvesting funds through a simple process.
  • One Statement: Receive one easy to read statement from our bank summarizing all of your CD holdings.

Having your funds placed through CDARS couldn’t be easier or more convenient. To get started, please call or stop by Guadalupe Bank today to speak to one of our customer service representatives.